Over the past year or so, I’ve expended considerable ink on the underreported problem of ObamaCare deductibles. What few people understand about insurance is that you don’t get a dime from the insurer until you pay the deductible amount out of pocket. Until then, you might as well not be covered. So, when people see low premiums and fancy coverage options, they could be getting sucked into what is actually a bad deal - a deductible they will never be able to reach.
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