How to Reform Financial Regulation

The Bipartisan Policy Center’s Financial Regulatory Reform Initiative will analyze and assess financial regulatory policy, including the effects of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. In the two years since its enactment, the Dodd-Frank Act has sparked a major overhaul in how the financial sector is regulated. Some believe the Act will prevent the type of activities and practices that led to the financial crisis. Others claim that the Act did not go far enough to reshape the nation’s financial regulatory system, leaving us vulnerable to future crises. Still others maintain that the Act imposes an excessive regulatory burden on financial firms and financial markets that diminishes innovation and economic growth.