Getting Beyond Employer-Sponsored Health Insurance: Some Fitful Starts

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Six years after the passage of the Affordable Care Act, the oft-predicted decline of employer-based health insurance shows few signs of arriving in the near future. Nevertheless, many businesses and workers remain apprehensive about future cost and regulatory burdens, and they continue to explore new ways to expand employee choice, increase health care value, and improve health outcomes. To borrow and update two sports quotes: “The future is [not yet] now” (George Allen), but if you do look back, “something might be gaining on you” (Satchel Paige)

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